Features Emkan
Emkan application offers you a one stop shop that serve all your financial needs in one place!
with easy and secure digital application experience.You will get your loan online, without salary transfer with a push of a button!Emkan has your back, whether you have an existing loan or not!
or you are working in private or public sector.
App Features:• End-to-end digital experience: you can apply for a loan, track your request, sign your contract, execute and receive your loan amount digitally.• Multiple loan products!
can serve your financial needs and situations• Fast & easy approvals: if youre eligible, you can obtain your loan fast & easy with auto-approval flow!• Easy requirements: Emkan accept customers that:- Work in public, private and military sectors- Saudi or Expats- With starting salary of 2,000 SAR, without salary transfer- Don’t need a guarantor.• Better user experience: easier steps and less requirements with the ability to modify your information and loan amount.• Flexible loan amount with competitive rates: Emkan Loans starts from 2,000 SAR up to 1.5 Million SAR!*** Get an easy and fast personal loan even if you have an existing loan!
Personal Finance: Topup:Salary: 10,000 SARLoan amount: 5,000 SAR Financing period: 60 monthsLoan processing fees: 1% out of the total loan amount and maximum 5,000.APR: 13.71%Micro Product:Minimum and maximum period of repayment 3 to 24 months.Maximum APR: 41.70%Administrative fees: 1% or 5,000 SAR of the loan amount.
Refinance:Salary: 10,000 SARExisting loan amount: 50,000 SARAdditional loan amount: 35,000 SARFinancing period: 5 YearsMonthly installments: 1,093.75 SARLoan processing fees: 1% out of the total loan amount and maximum 5,000.
APR: 12.35%*** Or buy whatever you want with selected merchants with easy installments!Retail Finance:Minimum and maximum period of repayment 3 to 36 months.Administrative fees: 1% or 5,000 SAR of the loan amount.*** Love cashback?
get Emkan Ucard and get 0.5% up to 2% cashback on your local & international payments!Credit Card:Maximum APR: 57.53 %and much more for you to discover while using Emkan.
Download it now!National Address: 2382 Road92- Olaya Neighborhood, unit No.
1 Riyadh 12214-9355For customer Support: 8001240251
Secure & Private
Your data is protected with industry-leading security protocols.
24/7 Support
Our dedicated support team is always ready to help you.
Personalization
Customize the app to match your preferences and workflow.
See the Emkan in Action
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Available for Android 8.0 and above